Voxcierge®
Debt Collection

Scale collections. Without scaling risk.

Georgia makes compliant outbound collection calls at any volume. Isaac monitors every live agent call in real time - detecting vulnerability, flagging compliance risks, and coaching the right response before the situation escalates.

FCA Compliance Dashboard

LIVE

Abandoned call rate

Limit: 3.0%

0.0%

Disclosure compliance

Limit: Required

100%

Vulnerability flags today

Limit: Protocol applied

3

GDPR breach alerts

Limit: No incidents

0

All compliance indicators green

847 calls made today - 0 regulatory incidents

0%
Abandoned call rate - Ofcom compliant
100%
Call consistency on every account
Real-time
Vulnerability detection by Isaac
Full
FCA audit trail on every call

OUTBOUND AT SCALE

Georgia dials. Consistently. Compliantly. At any volume.

The Ofcom abandoned call rules cap predictive diallers at 3% of answered calls. Georgia answers every call instantly when a debtor picks up - there is no pause, no silence, and no abandoned call problem. Ofcom compliance is built in by design.

Human agents deliver inconsistent scripts. Georgia delivers the same compliant message on every call - no deviations, no shortcuts, no bad days.

Zero abandoned call rate - Ofcom compliant by design
Unlimited concurrent outbound dials
Identical compliant script on every call
Configurable retry rules and calling hours
Payment capture via secure DTMF on call
All outcomes logged automatically to CRM

Collection campaign

LIVE
Accounts dialled2,847 (100%)
Reached1,923 (67.5%)
Promise to pay634 (22.3%)
Payment taken287 (10.1%)

0.0%

Abandoned rate

£94k

Recovered today

Isaac - Live call alert

04:23

VULNERABILITY INDICATOR DETECTED

Caller mentioned bereavement and difficulty managing finances

ISAAC GUIDANCE

"Pause the collection discussion. Express empathy. Offer a breathing space referral and schedule a callback when they have support in place."

COLLECTION PAUSED

PROTOCOL APPLIED

FCA CONSUMER DUTY

Isaac identifies vulnerable customers in real time.

The FCA's Consumer Duty requires firms to identify customers in vulnerable circumstances and adapt their approach. Isaac monitors every live call for vulnerability signals - distress, confusion, bereavement, financial difficulty - and alerts the agent the moment they appear.

The agent receives the correct protocol guidance immediately - not in a post-call review days later. The right response happens in the moment when it changes the outcome.

Real-time vulnerability signal detection
Breathing space referral guidance surfaced instantly
FCA disclosure handling - configurable mandatory statements
GDPR breach detection when sensitive data shared
Full immutable audit trail on every call
8 role-based access levels for compliance teams

FCA COMPLIANCE MODE

Built for regulated UK debt collection.

Voxcierge includes a dedicated FCA compliance mode for debt collection agencies. Call recording disclosure is mandatory and configurable. Contact frequency rules enforced automatically. Every call recorded, transcribed, and scored for your compliance audit.

Full audit trail

Every call timestamped and attributed. Immutable record for FCA review.

Recording disclosure

Configurable legal announcement played automatically on call connect.

Contact frequency

Automatic enforcement of contact rules per account per day.

DSAR support

Subject access request handling workflow with export and deletion tools.

FCA Compliance Dashboard

LIVE

Abandoned call rate

Limit: 3.0%

0.0%

Disclosure compliance

Limit: Required

100%

Vulnerability flags today

Limit: Protocol applied

3

GDPR breach alerts

Limit: No incidents

0

All compliance indicators green

847 calls made today - 0 regulatory incidents

Common questions from debt collection agencies

Does Georgia produce abandoned calls under Ofcom rules?

No. Because Georgia answers instantly when a debtor picks up, there is no predictive dialler pause and no abandoned call. The abandoned call rate is zero - Ofcom compliance is built in by design, not managed manually.

How does Isaac identify vulnerable customers?

Isaac monitors the live call for vocal patterns, word choice, and conversational signals associated with vulnerability - distress, confusion, bereavement, health issues. When detected, it immediately surfaces the correct FCA protocol guidance to the agent.

Can we configure the FCA disclosure statement?

Yes. The mandatory recording and identification disclosure is fully configurable and played automatically at call connect. You set the exact wording to match your regulatory requirements.

Is the audit trail sufficient for FCA review?

Yes. Every call is recorded, transcribed, and scored. Every user action is timestamped and attributed in an immutable log. The audit trail is exportable in full for regulatory review or subject access requests.

Can Georgia take payments on the call?

Yes. PCI-compliant card capture is available - card digits captured via secure DTMF, never stored or logged, agent screen blanked during entry. Fully compliant with PCI DSS requirements.

Scale collections. Stay compliant.

Book a demo to discuss your specific compliance requirements and see Georgia and Isaac in action.

Book a demo +44(0)161 524 0663